30% for Fun

In order to save money and have your finances balanced, you need to enjoy it. 30% of your income should be for fun things. This is where you would pay for things you don't have to have, but like to have. This includes cable t.v., internet access, clothes, shoes, gym membership, golf clubs and make-up. From your fun money you pay for your vacations, eating-out at restaurants, going to movies, paying for baby-sitters and buying gifts. If you are married, each spouse must have a certain amount of money just for them, that they can spend in anyway they like.