1.If you're like most people and make monthly or quarterly payments on your car insurance, instead of paying for the whole year at one time, ask if there are fees that you are being charged, and if so, how much they are.
2.Be careful who you loan your car to. If this person has an accident in your car, you have to file the claim with your insurance company. Your rates will be affected and, depending on your friend, you may be the one paying your deductible.
3.If you've had the same car insurance for more than a year and a half or two years, shop around. Call and get quotes from several other companies. Then, contact your current insurance company and tell them that you have a quote from another company that is cheaper than what you are currently paying. See if they can match it. If not, it's time to change insurance companies.
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